Are there any charges involved in using Pay Later? True Balance Customer Support May 03, 2019 10:09 Updated Follow Customer will be charged a service fee of 10% of the principal amount. Disclaimer: The service fee is subject to change. Related articles Are there any penalties if payment is not paid on time? Can I avail multiple Pay Later? What is True Pay Later? What are the benefits of Pay Later? Will I get cashback on recharges done through Pay Later? Comments 0 comments Please sign in to leave a comment.