Are there any charges involved in using Pay Later? True Balance Customer Support May 03, 2019 10:09 Updated Follow Customer will be charged a service fee of 10% of the principal amount. Disclaimer: The service fee is subject to change. Related articles Are there any penalties if payment is not paid on time? What is True Pay Later? What are the benefits of Pay Later? Will I get cashback on recharges done through Pay Later? Can I avail multiple Pay Later? Comments 0 comments Please sign in to leave a comment.